BORROWING CAPACITY

What budget can I finance?

Indicative decision-support tool. Enter your income, fixed expenses and down payment: we estimate a borrowing envelope consistent with a reasonable debt-to-income ratio (≤ 40%).

Your parameters

All fields below are required for the calculation.

Net monthly household income

€ / mois

Stable after-tax income: salaries, regular rental income, pensions.

Existing monthly liabilities

€ / mois

Active loans, alimony, leasing payments. Excluding your current rent.

Down payment

€

Savings available for the purchase (excluding acquisition fees).

Loan term

years

In Luxembourg, most mortgages run for 20 to 30 years.

Annual interest rate

The rate depends on market conditions, your profile and the bank. Ask your broker or bank advisor.

Your estimate

Enter your income, term and rate to display the estimate.

IMPORTANT DISCLAIMER
This estimate is strictly indicative. Credit approval remains subject to the bank's final decision and its own conditions (credit scoring, guarantees, profile). The ABBL systematically recommends consulting an accredited broker or bank advisor before any commitment.

Your parameters

Your estimate

Selling a property or looking for your future home?